Long Term Care Planning

The cost of Long Term Care, whether provided at home, in assisted living, or in a nursing home, is high and getting higher.  Fortunately, the government has two benefit programs which can help pay the cost.  Unfortunately, they have very complicated, and unforgiving, qualification requirements. 

Our ability to guide clients through the maze of eligibility and qualification for government benefits for Long Term Care (Medicaid and / or Aid & Attendance) is one of the reasons clients keep coming back to our office and referring their family and friends.  At The Heritage Law Group, and its predecessor firms, we have over twenty years experience in answering questions such as:

• My wife was just diagnosed with Alzheimer’s disease.  She’s physically healthy, and will probably live a long time.  We don’t have enough money to pay for her care for the rest of her life.  Will I have to sell our home to pay for her care?
• My mother just entered the nursing home.  At $6,500 or more per month, her funds won't last long and my sister still lives in the family home.  Is there any way to keep the home for her?
• My husband needs home health care, but it costs an arm and a leg.  Are there any programs out there that can help with the cost of care? 

So let’s talk about the government programs that can help with the cost of long term care.

• For those in need of nursing home level care (in the home or in a nursing home), often the most financially advantageous program is Medicaid.
• For those in need of a lower level of care, we will often review eligibility for the program known as Aid & Attendance. 

On this tab you will find a drop-down relating to Medicaid, a drop-down on Aid and Attendance, What to Expect at your Long Term Care appointment, and Frequently Asked Questions.